DES MOINES, IOWA (November 19, 2020) Governor Kim Reynolds announced on November 18 an additional allocation of CARES Act funds to support Iowa renters and homeowners at-risk of eviction or foreclosure due to a COVID-19-related loss of income. The Iowa Eviction and Foreclosure Prevention program has now been allocated a total of $37.4 million, with approximately $8 million remaining available. The deadline to apply for rent and mortgage assistance as well as utility assistance through the Iowa Residential Utility Disruption Prevention program is December 4, 2020.

“At no fault of their own, many Iowans are struggling to pay their bills as a result of lost income due to the COVID-19 pandemic,” said Gov Reynolds. “Today’s announcement bolsters the Iowa Eviction and Foreclosure Prevention program, which is helping Iowa homeowners and renters make their rent or mortgage payments. Our team will continue to assist Iowans in accessing this critical assistance as the December 4 deadline approaches.”

“Nearly 11,000 renters and 500 homeowners have received assistance with their rent or mortgage payments and another 2,800 have applied for utility assistance to date,” said IEDA and IFA Executive Director Debi Durham. “Our goal is to assist as many Iowans that have been impacted by COVID-19 and are at-risk of eviction, foreclosure or utility disruption as possible.”

The programs are funded through federal CARES Act funds, which requires that all funds be expended by December 30, 2020.

To be eligible for either program:

  • Must have a documented COVID-19-related loss of income on or after March 17, 2020; and
  • Household income at the time of application may not exceed 80% median family income, which varies by county and household size and is included in the applications.

Eviction and Foreclosure Prevention Program

The program provides current renters and homeowners who are at-risk of eviction or foreclosure due to a COVID-19 loss of income with rent or mortgage assistance for up to four months. The total maximum in assistance per household is the lesser of $3,200 for rental assistance and $3,600 for mortgage assistance or four months actual rent/mortgage payment amounts. Payments are made directly to landlords and mortgage servicers and applied to the applicant’s account.

The state has allocated $37.4 million of federal CARES Act funds to the Iowa Eviction and Foreclosure Prevention program to date.

Residential Utility Disruption Prevention ProgramThe program provides eligible households with up to $2,000 towards electric, natural gas and water bills if they are at risk of disconnection due to an inability to pay due to a COVID-19 related loss of income. Payments are made directly to utility providers and applied to the applicant’s account.The state allocated approximately $14.5 million of federal CARES Act funds for utility assistance programs.For a full list of eligibility requirements and to apply for either program, visit through December 4, 2020.

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